/* generated by build.py from assets/css/parts; edit the parts */
/* ==========================================================================
   commercialcostsegstudies.com: the material sample board
   Archivo variable (width 62-125) on sample-board grey, Seneca navy ink.
   Recovery classes are materials and own one colour each, everywhere:
   5-year carpet gold, 7-year oak, 15-year site green, 27.5/39-year steel.
   Radius rule: 4px on tags, buttons, inputs; 14px on panels and photos.
   ========================================================================== */
@font-face{font-family:'Archivo';font-style:normal;font-weight:100 900;font-stretch:62% 125%;font-display:swap;
  src:url(../fonts/archivo-latin.woff2) format('woff2');
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'Archivo';font-style:normal;font-weight:100 900;font-stretch:62% 125%;font-display:swap;
  src:url(../fonts/archivo-latin-ext.woff2) format('woff2');
  unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'Archivo';font-style:italic;font-weight:100 900;font-stretch:62% 125%;font-display:swap;
  src:url(../fonts/archivo-latin-italic.woff2) format('woff2')}

:root{
  /* the board */
  --board:#FFFFFF; --board-2:#E9EDF2; --sheet:#F5F7FA; --paper:#FFFFFF;
  --line:#DCE2EA; --line-2:#E9EDF3;
  /* ink: Seneca navy */
  --ink:#0C1F38; --ink-2:#27374C; --muted:#566378; --felt:#0E2340; --felt-2:#16304F; --felt-line:rgba(255,255,255,.14);
  --on-felt:#C6D1DE; --on-felt-2:#93A4B8;
  /* recovery classes */
  --c5:#C99A2E;  --c5d:#7A5808;  --c5bg:#F1E5C3;  --c5l:#E7C46A;
  --c7:#9A5B2E;  --c7d:#7C4420;  --c7bg:#EEDCCB;
  --c15:#3F6B50; --c15d:#2E573E; --c15bg:#D8E5DB;
  --c39:#5A6C81; --c39d:#44546A; --c39bg:#DCE2E9;
  /* legacy names the diagram components read */
  --bg:var(--paper); --bg-2:var(--sheet); --bg-3:var(--board-2); --body:var(--ink-2);
  --gold:var(--c5); --gold-2:var(--c5l); --gold-3:#E4D29E; --gold-d:var(--c5d); --gold-bg:var(--c5bg);
  --n-600:var(--c39); --n-700:var(--felt-2); --n-800:var(--felt); --n-900:var(--ink);
  --g-gold:var(--c5); --g-navy:var(--felt);
  /* system */
  --max:1240px; --r:4px; --r-lg:14px; --r-xl:14px;
  --sh-1:0 1px 2px rgba(12,31,56,.06);
  --sh-2:0 10px 24px -12px rgba(12,31,56,.22);
  --sh-3:0 28px 60px -28px rgba(12,31,56,.45);
  --ff:'Archivo',ui-sans-serif,system-ui,-apple-system,'Segoe UI',sans-serif;
  --e:cubic-bezier(.22,.61,.36,1); --e-out:cubic-bezier(.16,1,.3,1);
  --gut:clamp(16px,4vw,40px);
  --sec:clamp(56px,6.5vw,92px);
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:96px;overflow-x:clip}
body{margin:0;font-family:var(--ff);font-size:17px;line-height:1.62;color:var(--ink-2);background:var(--board);
  -webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;overflow-x:hidden;font-stretch:100%}
img,video{max-width:100%;display:block}
img{height:auto}
a{color:inherit;text-decoration:none}
button{font:inherit;cursor:pointer;background:none;border:0;color:inherit}
::selection{background:var(--c5);color:var(--ink)}
:focus-visible{outline:2px solid var(--c5d);outline-offset:3px;border-radius:2px}
.section--dark :focus-visible,.footer :focus-visible,.utility :focus-visible{outline-color:var(--c5l)}
html{scrollbar-color:var(--c39) var(--board-2)}
dl,dd{margin:0}
svg{flex:none}

h1,h2,h3,h4{margin:0 0 .5em;color:var(--ink);line-height:1.06;text-wrap:balance}
h1{font-size:clamp(2.25rem,4.2vw,3.7rem);font-weight:740;font-stretch:102%;letter-spacing:-.022em}
h2{font-size:clamp(1.8rem,2.9vw,2.65rem);font-weight:720;font-stretch:100%;letter-spacing:-.018em}
h3{font-size:1.14rem;font-weight:620;font-stretch:100%;letter-spacing:-.01em;line-height:1.25}
h4{font-size:1rem;font-weight:660;line-height:1.3}
p{margin:0 0 1em;text-wrap:pretty}
b,strong{font-weight:650;color:inherit}
.lede{font-size:1.14rem;line-height:1.58;color:var(--ink-2);max-width:40em}
.lede--l{margin-top:14px}
.dk{color:var(--on-felt)}
.u-long{display:inline}

/* spec-tag type: the condensed caps label every material wears */
.tagtype,.crumb,.mega__h,.dg__h b,.ledger__title,.sov th,.sched th,.sched__cap,.calc__cell small,.tl__day,
.est__lab,.est__t th,.badge,.footer h4,.field label,.flow__src small,.split3115__t,.pstat small{
  font-stretch:75%;font-weight:650;letter-spacing:.07em;text-transform:uppercase}

.wrap{width:100%;max-width:calc(var(--max) + 2 * var(--gut));margin:0 auto;padding:0 var(--gut)}
.wrap--narrow{max-width:calc(820px + 2 * var(--gut))}
.skip{position:absolute;left:-9999px;top:0;z-index:300;background:var(--paper);color:var(--ink);padding:10px 16px;border-radius:var(--r);font-weight:650}
.skip:focus{left:12px;top:12px}
.aurora,.grid-tex,.hero__scrim,.progress{display:none}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:50px;padding:0 22px;border-radius:var(--r);
  font-weight:650;font-size:.98rem;letter-spacing:.005em;white-space:nowrap;border:1.5px solid transparent;
  transition:background-color .2s var(--e),color .2s var(--e),border-color .2s var(--e),transform .16s var(--e),box-shadow .2s var(--e)}
.btn svg{width:18px;height:18px;transition:transform .25s var(--e-out)}
.btn:hover svg{transform:translateX(3px)}
.btn:active{transform:translateY(1px) scale(.99)}
.btn--lg{min-height:56px;padding:0 26px;font-size:1.02rem}
.btn--block{width:100%}
.btn--gold{background:var(--c5);color:var(--ink);box-shadow:inset 0 -2px 0 rgba(12,31,56,.18)}
.btn--gold:hover{background:var(--c5l)}
.btn--navy{background:var(--ink);color:var(--paper)}
.btn--navy:hover{background:var(--felt-2)}
.btn--ghost{background:transparent;color:var(--ink);border-color:var(--ink)}
.btn--ghost:hover{background:var(--ink);color:var(--paper)}
.section--dark .btn--ghost,.cta .btn--ghost,.band .btn--ghost,.footer .btn--ghost{color:var(--paper);border-color:rgba(255,255,255,.55)}
.section--dark .btn--ghost:hover,.cta .btn--ghost:hover,.band .btn--ghost:hover{background:var(--paper);color:var(--ink);border-color:var(--paper)}
.h-more,.alink,.tile__more{display:inline-flex;align-items:center;gap:8px;min-height:44px;font-weight:650;color:var(--ink);font-size:.95rem;
  text-decoration:underline;text-decoration-thickness:1.5px;text-underline-offset:5px;text-decoration-color:var(--c5)}
.h-more svg,.alink svg,.tile__more svg{width:16px;height:16px;transition:transform .25s var(--e-out)}
.h-more:hover svg,.alink:hover svg,a:hover .tile__more svg{transform:translateX(3px)}
a.inl,.prose a,.faq__a a,.lede a,.callout a,.dg__note a,.panel__note2 a,.form__legal a{color:var(--ink);text-decoration:underline;text-decoration-color:var(--c5);text-decoration-thickness:1.5px;text-underline-offset:3px}
.section--dark a.inl,.section--dark .lede a,.cta a.inl{color:var(--paper);text-decoration-color:var(--c5l)}

/* ---------- the spec tag ---------- */
.tag{display:inline-flex;align-items:center;gap:8px;padding:6px 10px 6px 8px;border-radius:var(--r);background:var(--paper);
  border:1px solid var(--line);font-size:.74rem;line-height:1;color:var(--ink);white-space:nowrap}
.tag i{width:10px;height:10px;border-radius:2px;background:var(--c39)}
.tag--5 i{background:var(--c5)} .tag--7 i{background:var(--c7)} .tag--15 i{background:var(--c15)} .tag--39 i{background:var(--c39)}
.badge{display:inline-block;font-style:normal;font-size:.7rem;padding:4px 8px;border-radius:var(--r);white-space:nowrap;line-height:1.2}
.badge--5{color:var(--c5d);background:var(--c5bg)}
.badge--7{color:var(--c7d);background:var(--c7bg)}
.badge--15{color:var(--c15d);background:var(--c15bg)}
.badge--39{color:var(--c39d);background:var(--c39bg)}
.badge--land{color:var(--muted);background:transparent;border:1px dashed var(--line)}
.badge--now{color:var(--c15d);background:var(--c15bg)}
.life-5{color:var(--c5d);background:var(--c5bg)} .life-7{color:var(--c7d);background:var(--c7bg)}
.life-15,.life-10,.life-20{color:var(--c15d);background:var(--c15bg)}

/* ---------- utility strip ---------- */
.utility{background:var(--ink);color:var(--on-felt);font-size:.82rem}
.utility .wrap{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:38px}
.utility a,.utility span{display:inline-flex;align-items:center;gap:8px}
.utility svg{width:15px;height:15px;color:var(--c5l)}
.utility__r b{color:var(--c5l);font-weight:600}
.utility__r:hover b{text-decoration:underline;text-underline-offset:3px}
.utility__l{color:var(--on-felt-2)}
.utility__phone span{overflow:hidden;text-overflow:ellipsis}

/* ---------- header ---------- */
.header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);
  -webkit-backdrop-filter:saturate(1.2) blur(10px);backdrop-filter:saturate(1.2) blur(10px);transition:box-shadow .25s var(--e)}
.header.stuck{box-shadow:0 6px 22px -14px rgba(12,31,56,.35)}
.header .wrap{display:flex;align-items:center;gap:22px;min-height:72px;position:relative}
.brand{display:flex;align-items:center;gap:12px;flex:none;margin-right:auto}
.brand__logo{width:44px;height:44px;object-fit:contain}
.brand__div{width:1px;height:30px;background:var(--line)}
.brand__txt{display:flex;flex-direction:column;line-height:1.1}
.brand__name{font-weight:680;font-size:1.02rem;color:var(--ink);letter-spacing:-.01em}
.brand__sub{font-size:.66rem;font-stretch:75%;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-top:4px}
.nav{list-style:none;margin:0;padding:0;display:flex;align-items:center;gap:2px}
.nav > li{position:relative}
.nav > li.nav__wide{position:static}
.nav__link{display:inline-flex;align-items:center;gap:5px;min-height:46px;padding:10px 11px;border-radius:var(--r);font-size:.92rem;font-weight:560;color:var(--ink);
  transition:background-color .2s var(--e)}
.nav__link svg{width:14px;height:14px;transition:transform .25s var(--e)}
.nav__link:hover,.nav > li:focus-within > .nav__link{background:var(--sheet)}
.nav > li:hover > .nav__link svg{transform:rotate(180deg)}
.nav__link.is-cur{box-shadow:inset 0 -2px 0 var(--c5)}
.hactions{display:flex;align-items:center;gap:10px}
.hactions .btn{min-height:44px;padding:0 18px;font-size:.92rem}
.burger{display:none;width:46px;height:46px;place-items:center;border:1px solid var(--line);border-radius:var(--r)}
.burger svg{width:22px;height:22px}

/* mega menus: a sheet pinned under the bar */
.mega{position:absolute;top:calc(100% + 1px);left:0;min-width:300px;z-index:110;background:var(--paper);border:1px solid var(--line);
  border-radius:0 0 var(--r-lg) var(--r-lg);box-shadow:var(--sh-3);padding:16px;opacity:0;visibility:hidden;transform:translateY(-6px);
  transition:opacity .18s var(--e),transform .22s var(--e-out),visibility 0s linear .22s}
.nav > li:hover .mega,.nav > li:focus-within .mega{opacity:1;visibility:visible;transform:translateY(0);transition-delay:0s}
.mega--wide{left:var(--gut);right:var(--gut);display:grid;grid-template-columns:3fr 1fr;gap:10px 20px;padding:20px}
.mega--sv{grid-template-columns:1fr 1fr}
.mega--sm{left:auto;right:0;min-width:320px;display:grid;grid-template-columns:1fr 1fr;gap:10px 18px;min-width:560px}
.mega__sec{min-width:0}
.mega__sec--side{border-left:1px solid var(--line-2);padding-left:16px}
.mega__h{font-size:.68rem;color:var(--muted);margin:2px 10px 8px}
.mega__h--gap{margin-top:14px;padding-top:12px;border-top:1px solid var(--line-2)}
.mega__grid{display:grid;gap:2px}
.mega__grid--2{grid-template-columns:1fr 1fr}
.mega__grid--3{grid-template-columns:repeat(3,1fr)}
.mega a{display:flex;align-items:flex-start;gap:12px;padding:9px 10px;border-radius:var(--r);transition:background-color .15s var(--e)}
.mega a:hover{background:var(--sheet)}
.mega__ic{width:32px;height:32px;flex:none;display:grid;place-items:center;border-radius:var(--r);background:var(--sheet);border:1px solid var(--line-2)}
.mega__ic svg{width:17px;height:17px;color:var(--ink)}
.mega a b{display:block;font-size:.88rem;font-weight:620;color:var(--ink);line-height:1.3}
.mega a span span{display:block;font-size:.76rem;color:var(--muted);line-height:1.35;margin-top:2px}
.mega--pt a,.mega--sm a{align-items:center}
.mega__all{grid-column:1/-1;display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;border-top:1px solid var(--line-2);padding-top:12px;margin-top:4px}
.mega__all a{display:inline-flex;align-items:center;gap:8px;font-weight:650;font-size:.88rem;padding:6px 10px}
.mega__all svg{width:15px;height:15px}
.mega__sister{color:var(--muted)!important;font-weight:500!important}

/* mobile nav */
.mnav{display:none;border-top:1px solid var(--line);background:var(--paper);padding:10px var(--gut) 22px;max-height:calc(100dvh - 110px);overflow:auto}
.mnav.open{display:block}
.mnav > a,.mnav summary{display:flex;align-items:center;justify-content:space-between;padding:14px 4px;border-bottom:1px solid var(--line-2);font-weight:620;color:var(--ink);cursor:pointer;list-style:none}
.mnav summary::-webkit-details-marker{display:none}
.mnav summary::after{content:"+";font-weight:400;font-size:1.3rem;line-height:1;color:var(--muted)}
.mnav details[open] summary::after{content:"\2212"}
.mnav details a{display:block;padding:9px 12px;font-size:.92rem;color:var(--ink-2)}
.mnav .btn{margin-top:18px;color:var(--paper)}

@media (max-width:1219px){.nav,.hactions{display:none}.burger{display:grid}}
@media (max-width:1320px) and (min-width:1220px){.nav__link{padding:10px 8px;font-size:.88rem}.brand__sub{display:none}}

/* ---------- breadcrumb ---------- */
.crumb{list-style:none;display:flex;flex-wrap:wrap;gap:6px;margin:0 0 28px;padding:0;font-size:.72rem;color:var(--muted)}
.crumb li+li::before{content:"/";margin-right:6px;color:var(--line)}
.crumb a:hover{color:var(--ink);text-decoration:underline;text-underline-offset:3px}
.crumb [aria-current]{color:var(--ink)}

/* ---------- footer: the navy felt board ---------- */
.footer{background:var(--felt);color:var(--on-felt);padding:clamp(64px,8vw,96px) 0 28px;font-size:.92rem}
.fgridw{display:grid;grid-template-columns:1.5fr repeat(4,1fr);gap:36px}
.footer__logo{width:190px;margin-bottom:20px}
.footer__about{color:var(--on-felt);max-width:34ch}
.footer h4,.footer .footer__h{color:var(--paper);font-size:.74rem;margin:0 0 14px;font-stretch:75%;font-weight:650;letter-spacing:.07em;text-transform:uppercase;line-height:1.3}
.footer ul{list-style:none;margin:0;padding:0}
.footer li{margin-bottom:8px}
.footer a{color:var(--on-felt);transition:color .15s}
.footer a:hover{color:var(--paper);text-decoration:underline;text-underline-offset:3px;text-decoration-color:var(--c5l)}
.fh-gap{margin-top:26px!important}
.fcontact li{display:flex;gap:10px;align-items:flex-start}
.fcontact svg{width:16px;height:16px;color:var(--c5l);margin-top:4px}
.fcontact a{display:inline-flex;gap:10px;align-items:center}
.unit{display:flex;gap:12px;align-items:center;margin:22px 0 14px;font-size:.82rem;line-height:1.45}
.unit img{width:38px;height:38px}
.footer__sister{display:inline-flex;gap:8px;align-items:center;color:var(--c5l)!important;font-weight:600}
.footer__sister svg{width:15px;height:15px}
.flegal{margin:48px 0 0;padding-top:22px;border-top:1px solid var(--felt-line);font-size:.8rem;color:var(--on-felt-2);max-width:none}
.fbot{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap;padding-top:18px;font-size:.8rem;color:var(--on-felt-2)}
.fbot nav{display:flex;gap:18px;flex-wrap:wrap}
.fbot a{color:var(--on-felt-2)}

.fab{position:fixed;right:16px;bottom:16px;z-index:90;display:none;align-items:center;gap:8px;padding:12px 16px;border-radius:var(--r);
  background:var(--c5);color:var(--ink);font-weight:650;box-shadow:var(--sh-3);transform:translateY(calc(100% + 28px));transition:transform .3s var(--e-out)}
.fab svg{width:18px;height:18px}
.fab.on{transform:none}
@media (max-width:760px){.fab{display:inline-flex}}

@media (max-width:1100px){.fgridw{grid-template-columns:1fr 1fr 1fr}.fgridw > div:first-child{grid-column:1/-1}}
@media (max-width:900px){.utility .utility__l{display:none}}
@media (max-width:640px){.fgridw{grid-template-columns:1fr 1fr}.utility .u-long{display:none}.brand__sub{display:none}.brand__name{font-size:.94rem}}
@media (max-width:440px){.utility .utility__phone{display:none}.utility .wrap{justify-content:flex-end}}

/* touch targets: links outside running text get a 44px hit area */
.utility a{min-height:44px}
.footer li a,.fbot a{display:inline-flex;align-items:center;min-height:44px}
.footer li{margin-bottom:0}
.crumb a,.crumb [aria-current]{display:inline-flex;align-items:center;min-height:44px}
.crumb{margin-bottom:12px}
.mega a{min-height:44px}
.footer__sister,.fcontact a{min-height:44px}

/* ---------- sections ---------- */
.section{position:relative;padding:var(--sec) 0}
.section--alt{background:var(--sheet);border-block:1px solid var(--line-2)}
.section--dark{background:var(--felt);color:var(--on-felt);overflow:hidden}
.section--dark h2,.section--dark h3,.section--dark h4{color:var(--paper)}
.section--dark .lede,.section--dark p{color:var(--on-felt)}
.head{max-width:46em;margin-bottom:clamp(26px,3vw,40px)}
.head h2{margin-bottom:.35em}
.head--center{margin-inline:auto;text-align:center}
.head--center .lede{margin-inline:auto}
.eyebrow{display:none}

/* ---------- interior hero ---------- */
.phero{position:relative;padding:clamp(40px,5vw,64px) 0 clamp(56px,7vw,96px);background:var(--felt);color:var(--on-felt)}
.phero h1{max-width:18ch;font-size:clamp(2.2rem,4.2vw,3.7rem);color:var(--paper)}
.phero__lede{font-size:1.15rem;line-height:1.55;max-width:34em;color:var(--on-felt)}
.phero .crumb{color:var(--on-felt-2)} .phero .crumb [aria-current]{color:var(--paper)} .phero .crumb li+li::before{color:var(--on-felt-2)}
.phero .btn--ghost,.h-hero .btn--ghost{color:var(--paper);border-color:rgba(255,255,255,.55)}
.phero .btn--ghost:hover,.h-hero .btn--ghost:hover{background:var(--paper);color:var(--ink);border-color:var(--paper)}
.phero a.inl,.phero .panel__note2 a{color:inherit}
.phero .phero__media,.phero .hero__media{box-shadow:0 24px 60px -24px rgba(0,0,0,.6)}
.phero__cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}
.phero__grid{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(32px,5vw,72px);align-items:center}
.phero__media{margin:0;border-radius:var(--r-lg);overflow:hidden;aspect-ratio:4/3;background:var(--board-2);box-shadow:var(--sh-2)}
.phero__media img{width:100%;height:100%;object-fit:cover}
/* photo and video heroes: the print is pinned on the board beside the copy */
.phero--photo,.phero--vid{display:flex;flex-direction:column}
.phero--photo .wrap,.phero--vid .wrap{order:1;position:relative;z-index:2}
.phero--photo .hero__media,.phero--vid .hero__media{position:absolute;top:clamp(40px,5vw,64px);bottom:clamp(56px,7vw,96px);
  right:max(var(--gut),calc((100vw - var(--max)) / 2));width:min(40%,520px);border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--sh-2);background:var(--board-2)}
.phero--photo .hero__media img,.phero--vid .hero__media video{width:100%;height:100%;object-fit:cover}
.phero--photo .wrap > *:not(.crumb),.phero--vid .wrap > *:not(.crumb){max-width:min(56%,640px)}
.pstat{display:flex;flex-wrap:wrap;gap:8px;margin-top:26px}
.pstat > div{display:flex;flex-direction:column;gap:4px;padding:10px 14px;background:var(--paper);border:1px solid var(--line);border-radius:var(--r)}
.pstat small{font-size:.66rem;color:var(--muted)}
.pstat b{font-size:.95rem;color:var(--ink)}

/* ---------- grids and cards (spec sheets) ---------- */
.grid{display:grid;gap:16px}
.g2{grid-template-columns:repeat(2,1fr)} .g3{grid-template-columns:repeat(3,1fr)} .g4{grid-template-columns:repeat(4,1fr)}
.card{position:relative;display:flex;flex-direction:column;background:var(--paper);border:1px solid var(--line);border-radius:var(--r-lg);
  transition:border-color .2s var(--e),transform .3s var(--e-out)}
.card > a,.card > .svc{display:flex;flex-direction:column;height:100%;padding:26px 26px 24px}
a.card:hover,.card:has(> a:hover){border-color:var(--ink);transform:translateY(-3px)}
.svc__bar{display:none}
.svc__ic,.ptc__ic,.rel__ic,.checks__ic,.fact__ic,.cyc__n{width:44px;height:44px;flex:none;display:grid;place-items:center;border-radius:var(--r);
  background:var(--sheet);border:1px solid var(--line-2);margin-bottom:18px}
.svc__ic svg,.ptc__ic svg,.rel__ic svg,.checks__ic svg,.fact__ic svg,.cyc__n svg{width:22px;height:22px;color:var(--ink)}
.svc__tag,.ptc__tag{align-self:flex-start;font-size:.68rem;font-stretch:75%;font-weight:650;letter-spacing:.07em;text-transform:uppercase;color:var(--muted);margin-bottom:8px}
.card h3{margin-bottom:8px}
.card p{font-size:.94rem;color:var(--ink-2);margin-bottom:16px}
.card .tile__more{margin-top:auto}
.card--cta{background:var(--sheet);border-style:dashed}
.ptc__top{display:flex;align-items:center;justify-content:space-between}
.ptc__top .ptc__ic{margin-bottom:0}
.ptc h3{margin-top:18px}

/* chips, whys, component spec */
.chips{list-style:none;display:flex;flex-wrap:wrap;gap:8px;margin:0 0 36px;padding:0}
.chips li{padding:7px 12px;border-radius:var(--r);background:var(--paper);border:1px solid var(--line);font-size:.86rem;color:var(--ink)}
.whys{grid-template-columns:repeat(3,1fr)}
.why{padding:24px 0 0;border-top:2px solid var(--ink)}
.why h3{font-size:1.08rem}
.why p{font-size:.95rem;margin:0}
.spec{display:grid;grid-template-columns:repeat(2,1fr);gap:0 40px;background:var(--paper);border:1px solid var(--line);border-radius:var(--r-lg);padding:8px 28px}
.spec__r{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:14px 0;border-bottom:1px solid var(--line-2);font-size:.95rem;color:var(--ink)}
.spec__r b{flex:none;font-size:.7rem;font-stretch:75%;letter-spacing:.07em;text-transform:uppercase;padding:4px 8px;border-radius:var(--r);color:var(--c39d);background:var(--c39bg)}

.panel{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-lg);padding:26px}
.panel__top{display:flex;justify-content:space-between;align-items:center;margin-bottom:14px}
.panel__lab{font-size:.72rem;font-stretch:75%;font-weight:650;letter-spacing:.07em;text-transform:uppercase;color:var(--muted)}
.panel__icon svg{width:22px;height:22px;color:var(--ink)}
.subs{list-style:none;margin:0 0 16px;padding:0}
.subs li{display:flex;gap:10px;align-items:flex-start;padding:9px 0;border-bottom:1px solid var(--line-2);color:var(--ink);font-size:.95rem}
.subs svg{width:17px;height:17px;color:var(--c15);margin-top:4px}
.panel__note2{font-size:.86rem;color:var(--muted);margin:0}
.callout{margin-top:30px;padding:22px 24px;border-radius:var(--r-lg);background:var(--c5bg);color:var(--ink)}
.callout h4{margin-bottom:6px}
.callout p{margin:0;font-size:.95rem}

/* ---------- prose and articles ---------- */
.prose{max-width:42em}
.prose h2{font-size:clamp(1.6rem,2.4vw,2.1rem);margin:1.6em 0 .5em}
.prose h2:first-child{margin-top:0}
.prose h3{margin:1.5em 0 .4em}
.prose p,.prose li{color:var(--ink-2)}
.prose ul,.prose ol{padding-left:1.2em}
.prose li{margin-bottom:.45em}
.prose li::marker{color:var(--c5d)}
.prose table{width:100%;border-collapse:collapse;margin:1.4em 0;font-size:.94rem;background:var(--paper)}
.prose th,.prose td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line-2)}
.prose--legal{font-size:.96rem}
.article{display:grid;grid-template-columns:1fr 300px;gap:clamp(32px,5vw,72px);align-items:start}
.article__side{position:sticky;top:100px;display:grid;gap:16px}
.aside-card{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-lg);padding:20px}
.aside-card > a{display:flex;gap:10px;align-items:center;min-height:44px;padding:8px 0;font-size:.92rem;color:var(--ink);border-bottom:1px solid var(--line-2)}
.aside-card > a svg{width:16px;height:16px;color:var(--muted)}
.aside-card--cta{background:var(--felt);border-color:var(--felt);color:var(--on-felt)}
.aside-card--cta .mega__h{color:var(--on-felt-2);margin-left:0}
.aside-card--cta p{font-size:.92rem}
.aside-card--cta .alink{color:var(--paper);margin-top:12px;font-size:.88rem}

/* ---------- related ---------- */
.rel{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.rel a{display:flex;gap:14px;align-items:flex-start;padding:20px;background:var(--paper);border:1px solid var(--line);border-radius:var(--r-lg);transition:border-color .2s,transform .3s var(--e-out)}
.rel a:hover{border-color:var(--ink);transform:translateY(-2px)}
.rel__ic{margin:0;width:40px;height:40px}
.rel b{display:block;color:var(--ink);font-size:.98rem;line-height:1.3}
.rel span span{display:block;font-size:.84rem;color:var(--muted);margin-top:3px}

/* ---------- band ---------- */
.band{position:relative;overflow:hidden;background:var(--felt);border-radius:var(--r-lg);padding:clamp(40px,6vw,72px);color:var(--on-felt)}
.band h2{color:var(--paper);max-width:20ch}
.band p{max-width:40em;color:var(--on-felt);font-size:1.08rem}
.band__cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}
.band > *{position:relative;z-index:1}

/* ---------- FAQ ---------- */
.faq{border-top:2px solid var(--ink)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{display:flex;justify-content:space-between;align-items:flex-start;gap:20px;padding:22px 0;cursor:pointer;list-style:none;
  font-size:1.08rem;font-weight:640;color:var(--ink);line-height:1.35}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";flex:none;width:12px;height:12px;margin-top:6px;border-right:2px solid var(--ink);border-bottom:2px solid var(--ink);transform:rotate(45deg);transition:transform .25s var(--e)}
.faq details[open] summary::after{transform:rotate(225deg) translate(-3px,-3px)}
.faq summary:hover{color:var(--c7d)}
.faq__a{padding:0 0 22px;max-width:44em}
.faq__a p{margin:0;color:var(--ink-2)}

/* ---------- trust, checks, steps, facts ---------- */
.trust{display:grid;grid-template-columns:1fr 1fr;gap:clamp(36px,5vw,72px);align-items:start}
.checks{list-style:none;margin:0;padding:0;display:grid;gap:0}
.checks li{display:flex;gap:18px;padding:22px 0;border-top:1px solid var(--felt-line)}
.section:not(.section--dark) .checks li{border-top-color:var(--line)}
.checks__ic{margin:0;width:40px;height:40px}
.section--dark .checks__ic,.section--dark .fact__ic,.section--dark .svc__ic{background:var(--felt-2);border-color:var(--felt-line)}
.section--dark .checks__ic svg,.section--dark .fact__ic svg,.section--dark .svc__ic svg{color:var(--c5l)}
.checks h3{margin-bottom:4px}
.checks p{margin:0;font-size:.95rem}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:2px solid var(--ink)}
.step{padding:24px 22px 4px 0}
.step + .step{padding-left:22px;border-left:1px solid var(--line)}
.step__n{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--ink);color:var(--paper);font-weight:700;font-size:.9rem;margin-bottom:16px}
.step p{font-size:.94rem}
.step__m{display:inline-flex;align-items:center;gap:8px;font-size:.84rem;font-weight:600;color:var(--ink)}
.step__m svg{width:16px;height:16px;color:var(--c5d)}
.pstep{display:grid;grid-template-columns:1fr 1fr;gap:clamp(36px,5vw,72px);align-items:center}
.pstep--rev > :first-child{order:2}
.plist{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.plist li{display:flex;gap:12px;align-items:flex-start;color:var(--ink-2)}
.plist svg{width:18px;height:18px;color:var(--c15);margin-top:4px}
.fig,.shot{margin:0;position:relative;border-radius:var(--r-lg);overflow:hidden;background:var(--board-2);box-shadow:var(--sh-2)}
.fig img,.shot img{width:100%;height:100%;object-fit:cover}
.fig--32{aspect-ratio:3/2}
.fig figcaption{position:absolute;left:12px;bottom:12px;display:inline-flex;align-items:center;gap:8px;padding:7px 11px;background:var(--paper);border-radius:var(--r);font-size:.8rem;font-weight:600;color:var(--ink)}
.fig figcaption svg{width:15px;height:15px;color:var(--c5d)}
.facts{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid var(--felt-line)}
.fact{padding:28px 26px 28px 0}
.fact:not(:nth-child(3n+1)){padding-left:26px;border-left:1px solid var(--felt-line)}
.fact:nth-child(n+4){border-top:1px solid var(--felt-line)}
.fact h3{margin-bottom:6px}
.fact p{margin:0;font-size:.94rem}
.cyc{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}
.cyc__i{display:flex;flex-direction:column;padding:22px;background:var(--paper);border:1px solid var(--line);border-radius:var(--r-lg);transition:border-color .2s,transform .3s var(--e-out)}
.cyc__i:hover{border-color:var(--ink);transform:translateY(-3px)}
.cyc__i b{font-size:1.1rem;color:var(--ink);margin-bottom:6px}
.cyc__i p{font-size:.9rem;flex:1}
.cyc__i .tile__more{font-size:.84rem}
.sits{grid-template-columns:repeat(3,1fr);gap:0}
.sits > div{padding:26px 26px 26px 0;border-top:1px solid var(--felt-line)}
.sits > div:not(:nth-child(3n+1)){padding-left:26px;border-left:1px solid var(--felt-line)}
.sits p{margin:0}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.stats__i{padding:8px 24px;border-left:1px solid var(--felt-line)}
.stats__i:first-child{border-left:0;padding-left:0}
.stats__n{font-size:clamp(2.2rem,3.6vw,3rem);font-weight:680;font-stretch:102%;letter-spacing:-.03em;color:var(--paper);line-height:1;font-variant-numeric:tabular-nums}
.stats__n em{font-style:normal;color:var(--c5l)}
.stats__l{margin:10px 0 0;font-size:.92rem}
.partner__grid{display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(36px,5vw,72px);align-items:center}
.pcard{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-lg);padding:24px}
.pcard--stat{display:flex;align-items:center;gap:20px}
.pcard__n{font-size:2.4rem;font-weight:680;font-stretch:102%;letter-spacing:-.03em;line-height:1;color:var(--ink)}
.pcard__n em{font-style:normal;color:var(--c5d)}
.pcard--stat p{margin:0}
.disc{font-size:.84rem;color:var(--muted);text-align:center;max-width:56em;margin:28px auto 0}
.disc svg{width:14px;height:14px;vertical-align:-2px;margin-right:6px}

/* ---------- CTA and forms ---------- */
.cta{background:var(--felt);color:var(--on-felt);padding:var(--sec) 0}
.cta h2{color:var(--paper)}
.cta .lede{color:var(--on-felt)}
.cta__grid > *,.phero__grid > *,.partner > *,.guide > *,.trust > *{min-width:0}
.cta__grid{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(36px,5vw,72px);align-items:start}
.cta__grid--light{color:var(--ink-2)}
.cpts{list-style:none;margin:26px 0 0;padding:0;display:grid;gap:12px}
.cpts li{display:flex;gap:12px;align-items:flex-start}
.cpts svg{width:19px;height:19px;color:var(--c5l);margin-top:3px}
.ccon{display:grid;gap:10px;margin-top:30px;padding-top:24px;border-top:1px solid var(--felt-line)}
.ccon a,.ccon span{display:flex;gap:10px;align-items:flex-start;color:var(--paper);overflow-wrap:anywhere}
.ccon svg{width:17px;height:17px;color:var(--c5l)}
.ccon__addr{color:var(--on-felt)!important;font-size:.92rem}
.form{position:relative;background:var(--paper);border-radius:var(--r-lg);padding:clamp(24px,3vw,36px);color:var(--ink-2);box-shadow:var(--sh-3)}
.form__h{margin-bottom:20px;padding-bottom:16px;border-bottom:1px solid var(--line-2)}
.form__h h2,.form__h h3{font-size:1.3rem;margin-bottom:4px}
.form__h p{margin:0;font-size:.92rem;color:var(--muted)}
.fgrid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{display:flex;flex-direction:column;gap:7px}
.field--full{grid-column:1/-1}
.field label{font-size:.7rem;color:var(--ink)}
.field input,.field select,.field textarea{width:100%;min-height:48px;padding:11px 13px;font:inherit;font-size:.98rem;color:var(--ink);background:var(--paper);
  border:1.5px solid var(--line);border-radius:var(--r);transition:border-color .15s,box-shadow .15s;appearance:none;-webkit-appearance:none}
.field select{background-image:linear-gradient(45deg,transparent 50%,var(--ink) 50%),linear-gradient(135deg,var(--ink) 50%,transparent 50%);
  background-position:calc(100% - 20px) 21px,calc(100% - 15px) 21px;background-size:5px 5px;background-repeat:no-repeat;padding-right:38px}
.field input::placeholder,.field textarea::placeholder{color:#6B7684}
.field input:hover,.field select:hover,.field textarea:hover{border-color:var(--muted)}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--ink);box-shadow:0 0 0 3px rgba(201,154,46,.35)}
.field.err input,.field.err select,.field.err textarea{border-color:#A3311F;box-shadow:0 0 0 3px rgba(163,49,31,.15)}
.field.err label::after{content:" (required)";color:#A3311F;text-transform:none;letter-spacing:0}
.check{display:flex;gap:10px;align-items:center;font-size:.92rem;color:var(--ink)}
.check{min-height:44px}
.check input{width:22px;height:22px;accent-color:var(--ink)}
.form__f{margin-top:22px}
.form__legal{margin:12px 0 0;font-size:.8rem;color:var(--muted);text-align:center}
.form__ok{display:none;text-align:center;padding:40px 10px}
.form__ok.on{display:block}
.form.sent form{display:none}
.form__ok svg{width:48px;height:48px;color:var(--c15);margin:0 auto 14px}
.form__demo{display:inline-block;margin-top:10px;font-size:.82rem;color:var(--muted)}
.btn[aria-busy="true"]{opacity:.7;pointer-events:none}

/* ---------- reveal: content is visible by default; motion only adds ---------- */
@media (prefers-reduced-motion:no-preference){
  .js .rv{opacity:0;transform:translateY(18px);transition:opacity .7s var(--e-out),transform .8s var(--e-out)}
  .js .rv.is-in{opacity:1;transform:none}
}

/* ---------- partner approach and audit-guide blocks ---------- */
.partner{display:grid;grid-template-columns:5fr 7fr;gap:clamp(36px,5vw,80px);align-items:start}
.partner__list{list-style:none;margin:0;padding:0;border-top:2px solid var(--ink)}
.partner__list li{display:grid;grid-template-columns:40px 1fr;gap:14px;padding:20px 0;border-bottom:1px solid var(--line)}
.partner__list svg{width:22px;height:22px;color:var(--c15);margin-top:2px}
.partner__list h3{font-size:1.05rem;margin-bottom:4px}
.partner__list p{margin:0;font-size:.95rem}
.guide{display:grid;grid-template-columns:5fr 7fr;gap:clamp(36px,5vw,80px);align-items:start}
.guide .checks li:first-child{border-top:0;padding-top:0}
.stats--light .stats__i{border-left-color:var(--line)}
.stats--light .stats__n{color:var(--ink)}
.stats--light .stats__n em{color:var(--c5d)}
.stats--light .stats__l{color:var(--ink-2)}
@media (max-width:980px){.partner,.guide{grid-template-columns:1fr}}

.proofline{font-size:clamp(1.35rem,2.3vw,1.95rem);line-height:1.32;font-weight:450;letter-spacing:-.012em;color:var(--muted);max-width:30em;margin:0}
.proofline b{color:var(--ink);font-weight:650}

/* ---------- FAQ: heading left, questions right ---------- */
.faqwrap{display:grid;grid-template-columns:4fr 7fr;gap:clamp(28px,5vw,80px);align-items:start}
.faqwrap__h{position:sticky;top:100px}
.faqwrap__h p{color:var(--muted);margin:0}
.faqwrap__h a{color:var(--ink);font-weight:620;text-decoration:underline;text-decoration-color:var(--c5);text-underline-offset:3px}
.section--faq .faq summary{padding:18px 0}
@media (max-width:860px){.faqwrap{grid-template-columns:1fr}.faqwrap__h{position:static}}

.ccon a,.subs a{min-height:44px;align-items:center}
.subs--contact li{align-items:center}

/* ---------- motion: one entrance grammar, used everywhere ----------
   Rise and fade for text, unmask for images, scroll drift for photos.
   Content is visible without JS; all of it is off under reduced motion. */
@keyframes rise{from{opacity:0;transform:translateY(22px)}to{opacity:1;transform:none}}
@keyframes unmask{from{clip-path:inset(0 0 100% 0)}to{clip-path:inset(0 0 0 0)}}
@keyframes settle{from{transform:scale(1.12)}to{transform:scale(1)}}
@keyframes drift{from{transform:scale(1.14) translateY(-5%)}to{transform:scale(1.14) translateY(5%)}}
@keyframes draw{from{transform:scaleX(0)}to{transform:scaleX(1)}}

@media (prefers-reduced-motion:no-preference){
  /* page heroes: staggered entrance on load */
  .h-hero__copy > *,.phero .wrap > *:not(.phero__grid),.phero__grid > div > *{animation:rise .9s var(--e-out) both}
  .h-hero__copy > :nth-child(2),.phero .wrap > :nth-child(2),.phero__grid > div > :nth-child(2){animation-delay:.08s}
  .h-hero__copy > :nth-child(3),.phero .wrap > :nth-child(3),.phero__grid > div > :nth-child(3){animation-delay:.16s}
  .h-hero__copy > :nth-child(4),.phero .wrap > :nth-child(4),.phero__grid > div > :nth-child(4){animation-delay:.24s}
  .phero .wrap > :nth-child(5),.phero__grid > div > :nth-child(5){animation-delay:.32s}
  .h3d-key li button{animation:rise .8s var(--e-out) both}
  .h3d-key li:nth-child(1) button{animation-delay:2.4s} .h3d-key li:nth-child(2) button{animation-delay:2.5s}
  .h3d-key li:nth-child(3) button{animation-delay:2.6s} .h3d-key li:nth-child(4) button{animation-delay:2.7s}
  .phero__media,.phero .hero__media{animation:unmask 1.1s .2s var(--e-out) both}
  .phero__media img,.phero .hero__media img,.phero .hero__media video{animation:settle 1.6s .2s var(--e-out) both}

  /* images unmask from the top as they enter */
  .js .fig.rv img,.js .h-partner__media.rv img,.js .h-cpa__media.rv img,.js .h-sw.rv .h-sw__mat,.js .shot.rv img{clip-path:inset(0 0 100% 0);transition:clip-path 1.1s var(--e-out)}
  .js .fig.rv.is-in img,.js .h-partner__media.rv.is-in img,.js .h-cpa__media.rv.is-in img,.js .h-sw.rv.is-in .h-sw__mat,.js .shot.rv.is-in img{clip-path:inset(0 0 0 0)}
  .js .fig.rv,.js .h-partner__media.rv,.js .h-cpa__media.rv,.js .shot.rv{opacity:1;transform:none}

  /* list rows slide in from the left */
  .js li.rv-l{opacity:0;transform:translateX(-14px);transition:opacity .6s var(--e-out),transform .7s var(--e-out)}
  .js li.rv-l.is-in{opacity:1;transform:none}

  /* rules draw across as their list arrives */
  .js .h-tlist.rv,.js .h-slist.rv,.js .faq.rv,.js .partner__list.rv,.js .h-plist.rv{opacity:1;transform:none;border-top-color:transparent;position:relative}
  .js .h-tlist.rv::before,.js .h-slist.rv::before,.js .faq.rv::before,.js .partner__list.rv::before,.js .h-plist.rv::before{
    content:"";position:absolute;left:0;right:0;top:-2px;height:2px;background:var(--ink);transform-origin:0 50%;transform:scaleX(0);transition:transform 1s var(--e-out)}
  .js .h-tlist.rv.is-in::before,.js .h-slist.rv.is-in::before,.js .faq.rv.is-in::before,.js .partner__list.rv.is-in::before,.js .h-plist.rv.is-in::before{transform:scaleX(1)}

  /* process connectors draw after the cards land */
  .js .h-step.rv::after{transform-origin:0 50%;transform:scaleX(0);transition:transform .6s .35s var(--e-out)}
  .js .h-step.rv.is-in::after{transform:scaleX(1)}

  /* partner timeline: the spine draws down, then each node lands */
  .js .h-tl.rv::before{transform-origin:50% 0;transform:scaleY(0);transition:transform 1.2s .15s var(--e-out)}
  .js .h-tl.rv.is-in::before{transform:scaleY(1)}
  .js .h-tl.rv .h-tl__n{transform:scale(.4);opacity:0;transition:transform .5s var(--e-out),opacity .3s var(--e)}
  .js .h-tl.rv.is-in li:nth-child(1) .h-tl__n{transition-delay:.25s} .js .h-tl.rv.is-in li:nth-child(2) .h-tl__n{transition-delay:.6s} .js .h-tl.rv.is-in li:nth-child(3) .h-tl__n{transition-delay:.95s}
  .js .h-tl.rv.is-in .h-tl__n{transform:none;opacity:1}

  /* photos drift with the scroll where the browser supports scroll timelines */
  @supports (animation-timeline: view()){
    .fig img,.h-partner__media img,.h-cpa__media img,.h-sw__mat img{
      animation:drift linear both;animation-timeline:view();animation-range:entry 0% exit 100%}
    .h-sw:hover .h-sw__mat img{transform:none}
  }

  /* felt-band icons: a small lift on hover */
  .checks li,.h-qlist li,.partner__list li{transition:transform .35s var(--e-out)}
  .checks li:hover,.h-qlist li:hover,.partner__list li:hover{transform:translateX(4px)}
  .faq details[open] .faq__a{animation:rise .45s var(--e-out) both}
}

/* ==========================================================================
   Explanatory diagrams — built per page, not photo slots
   ========================================================================== */

/* shared frame */
.dg{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--sh-2);overflow:hidden}
.dg__h{display:flex;align-items:baseline;justify-content:space-between;gap:16px;padding:16px 22px;border-bottom:1px solid var(--line-2);background:var(--bg-2)}
.dg__h b{font-size:.78rem;font-weight:650;letter-spacing:.12em;text-transform:uppercase;color:var(--ink)}
.dg__h span{font-size:.76rem;color:var(--muted)}
.dg__note{padding:12px 22px;font-size:.76rem;color:var(--muted);border-top:1px solid var(--line-2);background:var(--bg-2)}

/* ledger: before | after allocation */
.ledger{display:grid;grid-template-columns:1fr auto 1fr;gap:0;align-items:stretch}
.ledger__col{padding:6px 22px 18px}
.ledger__col--before{background:var(--bg-2)}
.ledger__title{font-size:.72rem;font-weight:650;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);padding:16px 0 10px}
.ledger__col--after .ledger__title{color:var(--gold-d)}
.ledger__row{display:grid;grid-template-columns:1fr auto auto;gap:12px;align-items:center;padding:11px 0;border-top:1px solid var(--line-2);font-size:.9rem}
.ledger__row span{color:var(--ink)}
.ledger__row b{font-variant-numeric:tabular-nums;font-weight:600;color:var(--ink)}
.ledger__row--ghost span,.ledger__row--ghost b{color:var(--muted)}
.ledger__foot{margin-top:12px;padding-top:14px;border-top:2px solid var(--line);display:flex;justify-content:space-between;align-items:baseline;gap:12px}
.ledger__foot small{font-size:.76rem;color:var(--muted)}
.ledger__foot strong{font-size:1.35rem;letter-spacing:-.03em;font-variant-numeric:tabular-nums;color:var(--ink)}
.ledger__col--after .ledger__foot strong{color:var(--c5d)}
.ledger__arrow{display:grid;place-items:center;padding:0 6px;color:var(--gold-d)}
.ledger__arrow svg{width:26px;height:26px}

/* schedule of values -> recovery period mapping */
.sov{width:100%;border-collapse:collapse;font-size:.9rem}
.sov th{text-align:left;font-size:.7rem;font-weight:650;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);padding:12px 22px;background:var(--bg-2);border-bottom:1px solid var(--line-2)}
.sov td{padding:12px 22px;border-bottom:1px solid var(--line-2);vertical-align:middle;color:var(--ink)}
.sov tr:last-child td{border-bottom:0}
.sov td.num{font-variant-numeric:tabular-nums;text-align:right;color:var(--body)}
.sov td.map{white-space:nowrap}
.sov td.map .badge+.badge{margin-left:6px}
.sov__src{font-size:.74rem;color:var(--muted);display:block;margin-top:2px}

/* spend flowing into treatment buckets */
.flow{display:grid;grid-template-columns:auto 1fr;gap:0;align-items:stretch}
.flow__src{padding:22px;background:var(--g-navy);color:#fff;display:flex;flex-direction:column;justify-content:center;min-width:200px}
.flow__src small{font-size:.7rem;font-weight:650;letter-spacing:.12em;text-transform:uppercase;color:#8FA6C1}
.flow__src strong{font-size:1.9rem;letter-spacing:-.035em;line-height:1.05;margin-top:6px;color:var(--c5d)}
.flow__src p{font-size:.82rem;color:#A6BAD2;margin:10px 0 0}
.flow__out{display:grid;grid-template-rows:repeat(4,1fr)}
.flow__row{display:grid;grid-template-columns:36px 1fr auto auto;align-items:center;gap:14px;padding:12px 22px;border-bottom:1px solid var(--line-2)}
.flow__row:last-child{border-bottom:0}
.flow__row::before{content:"";width:22px;height:2px;background:var(--gold);justify-self:start}
.flow__row b{font-size:.92rem;color:var(--ink)}
.flow__row b small{display:block;font-weight:400;font-size:.78rem;color:var(--muted);margin-top:1px}
.flow__row i{font-style:normal;font-variant-numeric:tabular-nums;font-size:.9rem;color:var(--body)}

/* bar chart */
.bars{display:grid;gap:12px;padding:22px 22px 14px}
.bars__plot{display:grid;grid-auto-flow:column;grid-auto-columns:1fr;align-items:end;gap:clamp(6px,1.2vw,14px);height:210px;border-bottom:1px solid var(--line);padding-bottom:0}
.bar2{display:flex;flex-direction:column;align-items:center;justify-content:flex-end;height:100%;gap:6px}
.bar2 i{display:block;width:100%;max-width:64px;border-radius:5px 5px 0 0;background:var(--n-600);height:var(--v);min-height:3px;transition:height .9s var(--e-out)}
.bar2--hi i{background:var(--g-gold)}
.bar2--dim i{background:#C9D3DF}
.bar2 b{font-size:.78rem;font-variant-numeric:tabular-nums;color:var(--ink);white-space:nowrap}
.bar2--hi b{color:var(--gold-d)}
.bars__x{display:grid;grid-auto-flow:column;grid-auto-columns:1fr;gap:clamp(6px,1.2vw,14px);text-align:center}
.bars__x span{font-size:.74rem;color:var(--muted)}
.bars__x span.is-hi{color:var(--gold-d);font-weight:650}
.bars__legend{display:flex;flex-wrap:wrap;gap:16px;padding:0 22px 18px;font-size:.78rem;color:var(--muted)}
.bars__legend i{display:inline-block;width:12px;height:12px;border-radius:3px;vertical-align:-2px;margin-right:6px}

/* depreciation schedule excerpt (dispositions) */
.sched{width:100%;border-collapse:collapse;font-size:.88rem}
.sched th{text-align:left;font-size:.68rem;font-weight:650;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);padding:11px 18px;background:var(--bg-2);border-bottom:1px solid var(--line-2)}
.sched td{padding:11px 18px;border-bottom:1px solid var(--line-2);color:var(--ink);vertical-align:middle}
.sched td.num{font-variant-numeric:tabular-nums;text-align:right}
.sched tr.is-gone td{color:var(--muted);text-decoration:line-through;text-decoration-color:rgba(192,57,43,.6)}
.sched tr.is-gone td:last-child{text-decoration:none}
.sched tr.is-new td{background:var(--gold-bg)}
.sched__twin{display:grid;grid-template-columns:1fr 1fr;gap:0}
.sched__twin > div{padding:0}
.sched__twin > div + div{border-left:1px solid var(--line)}
.sched__cap{padding:12px 18px;font-size:.72rem;font-weight:650;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);border-bottom:1px solid var(--line-2)}
.sched__cap.is-after{color:var(--gold-d)}
.sched__total{display:flex;justify-content:space-between;padding:14px 18px;font-size:.86rem;background:var(--bg-2)}
.sched__total strong{font-variant-numeric:tabular-nums;color:var(--ink)}

/* calculator strip (179D) */
.calc{display:grid;grid-template-columns:1fr auto 1fr auto 1.2fr;align-items:center;gap:10px;padding:22px}
.calc__cell{text-align:center;padding:14px 10px;border:1px solid var(--line);border-radius:var(--r);background:var(--bg-2)}
.calc__cell small{display:block;font-size:.68rem;font-weight:650;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-bottom:6px}
.calc__cell strong{font-size:1.35rem;letter-spacing:-.03em;font-variant-numeric:tabular-nums;color:var(--ink)}
.calc__cell--out{background:var(--g-navy);border-color:transparent}
.calc__cell--out small{color:#8FA6C1}
.calc__cell--out strong{color:var(--c5d);font-size:1.6rem}
.calc__op{font-size:1.4rem;color:var(--muted);text-align:center}
.calc__sys{display:flex;flex-wrap:wrap;gap:8px;padding:0 22px 22px}
.calc__sys span{display:inline-flex;align-items:center;gap:8px;font-size:.82rem;font-weight:600;color:var(--ink);padding:8px 13px;border:1px solid var(--line);border-radius:99px;background:#fff}
.calc__sys svg{width:14px;height:14px;color:var(--gold-d)}

/* connected timeline (process) */
.tl{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(18px,3vw,32px);position:relative;padding-top:34px}
.tl::before{content:"";position:absolute;left:8%;right:8%;top:12px;height:2px;background:var(--line)}
.tl::after{content:"";position:absolute;left:8%;top:12px;height:2px;width:0;background:var(--g-gold);transition:width 1.4s var(--e-out)}
.tl.is-in::after{width:84%}
.tl__n{position:relative}
.tl__n::before{content:"";position:absolute;top:-30px;left:0;width:22px;height:22px;border-radius:50%;background:#fff;border:2px solid var(--gold);box-shadow:0 0 0 5px #fff}
.tl__day{font-size:.7rem;font-weight:650;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-d);margin-bottom:8px}
.tl__n h3{margin-bottom:8px}
.tl__n p{font-size:.92rem;color:var(--muted)}

/* two-up "prose beside diagram" */
.explain{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(36px,5vw,64px);align-items:start}
.explain .prose{max-width:none}
.explain--rev{grid-template-columns:1.1fr .9fr}
.explain--rev .prose{order:2}

@media (max-width:980px){
  .explain,.explain--rev{grid-template-columns:1fr}
  .explain--rev .prose{order:0}
  .ledger{grid-template-columns:1fr}
  .ledger__arrow{padding:6px 0;transform:rotate(90deg)}
  .flow{grid-template-columns:1fr}
  .calc{grid-template-columns:1fr 1fr;gap:12px}
  .calc__op{display:none}
  .calc__cell--out{grid-column:1/-1}
  .tl{grid-template-columns:1fr;gap:26px;padding-top:0}
  .tl::before,.tl::after{display:none}
  .tl__n{padding-left:34px}
  .tl__n::before{top:2px}
  .sched__twin{grid-template-columns:1fr}
  .sched__twin > div + div{border-left:0;border-top:1px solid var(--line)}
}
@media (max-width:680px){
  .sov td,.sov th{padding:10px 14px}
  .sov td.map{white-space:normal}
  .bars__plot{height:170px}
}
.ledger__row b,.ledger__row .badge{white-space:nowrap}
.flow__row i,.flow__row .badge{white-space:nowrap}
.flow__row b small{max-width:52ch}

.cls{display:grid}
.cls__r{display:grid;grid-template-columns:118px 1fr;gap:18px;align-items:start;padding:16px 22px;border-top:1px solid var(--line-2)}
.cls__r:first-child{border-top:0}
.cls__r .badge{justify-self:start;margin-top:2px}
.cls__r b{display:block;font-size:.95rem;color:var(--ink);margin-bottom:3px}
.cls__r p{font-size:.86rem;color:var(--muted);margin:0;line-height:1.55}
.cls__r--base{background:var(--bg-2)}
.req{display:grid}
.req__r{display:grid;grid-template-columns:auto 1fr;gap:14px;padding:14px 22px;border-top:1px solid var(--line-2)}
.req__r:first-child{border-top:0}
.req__r svg{width:19px;height:19px;color:var(--gold-d);margin-top:2px}
.req__r b{display:block;font-size:.92rem;color:var(--ink);margin-bottom:2px}
.req__r p{font-size:.85rem;color:var(--muted);margin:0;line-height:1.55}
.split3115{display:grid;grid-template-columns:1fr 1fr}
.split3115__c{padding:22px 24px}
.split3115__c + .split3115__c{border-left:1px solid var(--line)}
.split3115__c--us{background:var(--gold-bg)}
.split3115__t{display:flex;align-items:center;gap:10px;font-size:.78rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--ink);margin:0 0 12px}
.split3115__t svg{width:18px;height:18px;color:var(--gold-d)}
.split3115 ul{margin:0;padding-left:1.1em}
.split3115 li{font-size:.92rem;color:var(--ink);margin-bottom:6px}
.split3115 li::marker{color:var(--gold-d)}
.gate{display:grid;grid-template-columns:1fr 1fr}
.gate__c{padding:20px 22px}
.gate__c + .gate__c{border-left:1px solid var(--line)}
.gate__c--yes{background:#F2FAF5}
.gate__c--no{background:var(--bg-2)}
.gate__t{display:flex;align-items:flex-start;gap:9px;font-size:.9rem;font-weight:650;color:var(--ink);margin:0 0 8px;line-height:1.4}
.gate__t svg{width:18px;height:18px;flex:none;margin-top:1px;color:var(--gold-d)}
.gate__c--yes .gate__t svg{color:#0F6B3A}
.gate__c p,.gate__c li{font-size:.86rem;color:var(--body);line-height:1.55}
.gate__c ul{margin:0;padding-left:1.1em}
.gate__c li{margin-bottom:6px}
.calc--words{border-top:1px solid var(--line-2)}
.calc--words .calc__cell strong{font-size:1rem;letter-spacing:-.01em}
.calc--words .calc__cell--out strong{font-size:1.25rem}
.tl--4{grid-template-columns:repeat(4,1fr)}
.bars__x--grp{grid-template-columns:6fr 1fr;grid-auto-flow:row}
.bars__x--grp .grp6{border-top:2px solid #C9D3DF;padding-top:6px}
.bars__x--grp .is-hi{border-top:2px solid var(--gold);padding-top:6px}
.sov--wrap td{white-space:normal;vertical-align:top;font-size:.88rem}
.sov--wrap td b{color:var(--n-700)}
/* ---- estimator ---- */
.est{display:grid;grid-template-columns:1fr 1fr;gap:clamp(24px,3vw,40px);align-items:start}
.est__in{border:1px solid var(--line)}
.est__out{background:var(--g-navy);border-radius:var(--r-xl);padding:clamp(26px,3vw,38px);color:#A6BAD2;min-height:100%;box-shadow:var(--sh-3);position:relative;overflow:hidden}
.est__empty{text-align:center;padding:60px 10px}
.est__empty svg{width:46px;height:46px;color:var(--gold-2);margin:0 auto 16px}
.est__empty h3{color:#fff}
.est__lab{font-size:.7rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#8FA6C1;margin:0 0 8px}
.est__big{font-size:clamp(2.4rem,4.4vw,3.4rem);font-weight:700;letter-spacing:-.045em;line-height:1;margin:0 0 10px;color:var(--c5d);font-variant-numeric:tabular-nums}
.est__vs{font-size:.92rem;margin:0 0 24px}
.est__vs b{color:#fff}
.est__gate{background:#fff;border-radius:var(--r-lg);padding:22px;color:var(--body)}
.est__gate h4{color:var(--ink);font-size:1.05rem;margin-bottom:6px}
.est__gate > p{font-size:.86rem;margin-bottom:14px}
.est__gate .fgrid{grid-template-columns:1fr 1fr}
.est__t{width:100%;border-collapse:collapse;font-size:.9rem}
.est__t th{font-size:.68rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:#8FA6C1;text-align:right;padding:8px 0 8px 10px;border-bottom:1px solid rgba(255,255,255,.14)}
.est__t th:first-child{text-align:left}
.est__t td{padding:11px 0 11px 10px;border-bottom:1px solid rgba(255,255,255,.08);text-align:right;color:#fff;font-variant-numeric:tabular-nums}
.est__t td:first-child{text-align:left;color:#A6BAD2;padding-left:0}
.est__t td:last-child{color:var(--gold-2);font-weight:650}
.est__bars{display:grid;gap:12px}
.ebar__row{display:flex;justify-content:space-between;gap:12px;font-size:.85rem;margin-bottom:6px}
.ebar__row b{color:#fff;font-variant-numeric:tabular-nums}
.ebar__t{height:9px;border-radius:99px;background:rgba(255,255,255,.09);overflow:hidden}
.ebar__f{display:block;height:100%;border-radius:99px;background:var(--g-gold);transition:width 1s var(--e-out)}
.ebar--15 .ebar__f{background:linear-gradient(90deg,#6E9BD8,#2C63A3)}
.ebar--long .ebar__f{background:rgba(255,255,255,.25)}
.est__full .form__demo{color:#8FA6C1}


/* ---------- diagram frame in the board world ---------- */
.dg{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:none;overflow:hidden}
.dg__h{background:var(--sheet);border-bottom:1px solid var(--line-2)}
.dg__h b{font-size:.74rem}
/* numerals that sit on felt read in light carpet gold */
.flow__src strong,.calc__cell--out strong,.est__out .est__big{color:var(--c5l)}
.flow__src,.calc__cell--out{background:var(--felt)}
.est__out{background:var(--felt);border-radius:var(--r-lg);box-shadow:var(--sh-3)}
.est__in{box-shadow:none}
.est__t td:last-child{color:var(--c5l)}
.ebar__f{background:var(--c5)}
.ebar--15 .ebar__f{background:var(--c15)}
.ebar--long .ebar__f{background:var(--c39)}
.bar2 i{background:var(--c39)}
.bar2--hi i{background:var(--c5)}
.bar2--dim i{background:var(--line)}
.gate__c--yes{background:var(--c15bg)}
.gate__c--yes .gate__t svg{color:var(--c15d)}
.tl::after{background:var(--c5)}
.tl__n::before{background:var(--paper);box-shadow:0 0 0 5px var(--paper)}
.section--alt .tl__n::before{box-shadow:0 0 0 5px var(--sheet)}
.calc__sys span{background:var(--paper)}

/* ---------- responsive ---------- */
@media (max-width:1180px){
  .g4{grid-template-columns:repeat(2,1fr)}
  .cyc{grid-template-columns:repeat(3,1fr)}
  .article{grid-template-columns:1fr}
  .article__side{position:static;grid-template-columns:1fr 1fr}
}
@media (max-width:980px){
.cta__grid{grid-template-columns:minmax(0,1fr)}
  .phero__grid,.trust,.pstep,.partner__grid,.cta__grid,.explain,.explain--rev,.est{grid-template-columns:1fr}
  .pstep--rev > :first-child{order:0}
  .g3,.whys,.rel,.sits,.facts{grid-template-columns:1fr 1fr}
  .sits > div,.fact{padding-left:0!important;border-left:0!important;padding-right:20px}
  .steps{grid-template-columns:1fr 1fr}
  .step:nth-child(3){padding-left:0;border-left:0}
  .stats{grid-template-columns:1fr 1fr;row-gap:28px}
  .stats__i:nth-child(3){border-left:0;padding-left:0}
  .phero--photo .hero__media,.phero--vid .hero__media{position:relative;order:2;top:auto;bottom:auto;right:auto;width:auto;margin:32px var(--gut) 0;aspect-ratio:16/10}
  .phero--photo .wrap > *,.phero--vid .wrap > *{max-width:none!important}
  .spec{grid-template-columns:1fr}
  .mega{display:none}
}
@media (max-width:760px){
  .split3115,.gate{grid-template-columns:1fr}
  .split3115__c + .split3115__c,.gate__c + .gate__c{border-left:0;border-top:1px solid var(--line)}
  .cls__r{grid-template-columns:1fr;gap:8px}
  .cyc{grid-template-columns:1fr 1fr}
  .calc{grid-template-columns:1fr;text-align:center}
}
@media (max-width:640px){
  :root{--sec:64px}
  body{font-size:16.5px}
  .g2,.g3,.g4,.whys,.rel,.sits,.facts,.steps,.cyc,.stats,.article__side,.tl--4{grid-template-columns:1fr}
  .step,.step + .step{padding:20px 0;border-left:0;border-top:1px solid var(--line)}
  .stats__i{border-left:0;padding-left:0}
  .fgrid,.est__gate .fgrid{grid-template-columns:1fr}
  .phero__cta .btn,.band__cta .btn{width:100%}
  .spec{padding:4px 18px}
  .faq summary{font-size:1rem}
  .card > a,.card > .svc{padding:22px}
}
@media (prefers-reduced-motion:reduce){*,*::before,*::after{animation-duration:.01ms!important;transition-duration:.01ms!important;scroll-behavior:auto!important}}